The 8 Best VA Loan Lenders of 2019: A Comprehensive Review
Introduction
Hello Sahabat LoanPlafon.id! If you are a veteran or an active-duty military member, you may be eligible for a VA loan. VA loans are a great option for those who want to buy a home and get financing with a flexible credit score, no down payment, and no private mortgage insurance. But before you start applying for a VA loan, it’s important to find a reputable lender who can offer you a competitive interest rate. In this article, we will review the top eight VA loan lenders of 2019 based on customer reviews, rates, fees, and eligibility requirements.
Veterans United Home Loans
The first lender on our list is Veterans United Home Loans. Veterans United Home Loans is the largest VA lender in the United States and is committed to helping veterans and military families achieve their dreams of homeownership. With a customer satisfaction rating of 98%, Veterans United Home Loans has received multiple awards for its outstanding customer service.
One of the advantages of choosing Veterans United Home Loans is its easy pre-approval process. You can get pre-approved online in just a few minutes, and the process is free and doesn’t require a hard credit pull. This can help you determine how much house you can afford and improve your bargaining power with sellers.
Navy Federal Credit Union
Another great VA loan lender is Navy Federal Credit Union. Navy Federal Credit Union is a not-for-profit organization that offers a wide range of financial services to its members, including VA loans. Navy Federal Credit Union has a customer satisfaction rating of 94%, and its interest rates are among the lowest in the market.
One of the unique features of Navy Federal Credit Union is its commitment to education. The credit union offers a free VA loan workshop that can help you understand the benefits and requirements of VA loans. Additionally, Navy Federal Credit Union offers a VA loan calculator on its website, so you can estimate your monthly payments and closing costs.
PenFed Credit Union
PenFed Credit Union is another reputable VA loan lender that offers competitive rates and fees. PenFed Credit Union is a not-for-profit organization that is open to all members of the military, government employees, and their families. PenFed has a customer satisfaction rating of 92% and offers a variety of VA loan options, including jumbo loans and cash-out refinancing.
One of the advantages of choosing PenFed Credit Union is its digital tools. PenFed Credit Union offers a mobile app that lets you track your loan application, view your account balances, and make payments on the go. The app also provides access to PenFed’s financial calculators, including a VA loan calculator and a mortgage affordability calculator.
Quicken Loans
Quicken Loans is a VA loan lender that offers a streamlined application process and fast closing times. Quicken Loans has a customer satisfaction rating of 91%, and its rates are competitive with other lenders in the market.
One of the benefits of choosing Quicken Loans is its Rocket Mortgage platform. Rocket Mortgage allows you to apply for a VA loan online and get pre-approved in minutes. The platform uses advanced technology to verify your income and assets, which can help you close your loan faster.
USAA
USAA is a financial services provider that offers a wide range of products for military members and their families, including insurance, banking, and loans. USAA has a customer satisfaction rating of 90%, and its VA loan rates are among the lowest in the market.
One of the advantages of choosing USAA is its personalized service. USAA assigns you a dedicated loan officer who can guide you through the VA loan process and answer your questions. Additionally, USAA offers a home buying service that can connect you with real estate agents and help you find your dream home.
Veterans First Mortgage
Veterans First Mortgage is a VA loan lender that specializes in serving veterans and military families. Veterans First Mortgage has a customer satisfaction rating of 89%, and its rates are competitive with other lenders in the market.
One of the advantages of choosing Veterans First Mortgage is its expertise in VA loans. The company has a team of VA loan specialists who can help you navigate the complex VA loan process and maximize your benefits. Additionally, Veterans First Mortgage offers a free rate quote on its website, so you can compare its rates with other lenders in the market.
Caliber Home Loans
Caliber Home Loans is a respected VA loan lender that offers a variety of loan programs to meet the needs of its customers. Caliber Home Loans has a customer satisfaction rating of 84%, and its interest rates are competitive with other lenders in the market.
One of the advantages of choosing Caliber Home Loans is its digital mortgage platform. Caliber Home Loans offers an online application process that can help you get pre-approved for a VA loan in minutes. Additionally, Caliber Home Loans offers a mobile app that lets you manage your loan application, view your account balances, and make payments on the go.
LoanDepot
LoanDepot is a VA loan lender that offers a user-friendly website and a variety of loan options to meet the needs of its customers. LoanDepot has a customer satisfaction rating of 82%, and its interest rates are competitive with other lenders in the market.
One of the advantages of choosing LoanDepot is its proprietary technology platform. LoanDepot’s mello smartloan platform can help you get pre-approved for a VA loan in minutes and provide you with real-time updates on your loan progress. Additionally, LoanDepot offers a VA loan affordability calculator on its website, so you can estimate how much you can afford to borrow.
Kesimpulan
In conclusion, finding the right VA loan lender can make a big difference in your homebuying journey. The top VA loan lenders of 2019 offer competitive rates and fees, easy pre-approval processes, and personalized service to their customers. By considering the factors we have discussed, you can choose a reputable VA loan lender that meets your needs and helps you achieve your homeownership dreams. Thank you for reading, and we’ll see you in our next informative article.
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