Best 0 Interest Credit Cards
Hello Friends, welcome to our guide on the best 0 interest credit cards available in the market today. If you’re looking to save some money on interest payments, a 0 interest credit card might be the perfect solution for you. In this article, we’ll be discussing the top 5 credit cards that offer 0% interest on purchases and balance transfers. So without further ado, let’s dive right in!
What are 0 Interest Credit Cards?
Before we get into the details of the best 0 interest credit cards, it’s important to understand what they are. A 0 interest credit card is a credit card that doesn’t charge any interest on purchases or balance transfers for a certain period of time. This means that you can make purchases or transfer balances from other credit cards without having to pay any interest for a specific period of time.
Top 5 Best 0 Interest Credit Cards
Now that we’ve covered the basics of what 0 interest credit cards are, let’s take a look at the top 5 credit cards that offer this feature.
1. Lake Michigan Credit Union Prime
The Lake Michigan Credit Union Prime credit card is one of the best 0 interest credit cards available in the market today. It offers 0% APR on purchases and balance transfers for the first 12 months, which is a great deal. Additionally, the card also comes with an unlimited 1% cashback on all purchases, making it an excellent option for cashback rewards as well.
2. Citi Simplicity Card
The Citi Simplicity Card is another great option for a 0 interest credit card. It offers 0% APR on purchases and balance transfers for the first 18 months, which is one of the longest introductory periods available. The card also comes with no annual fee, no late fees, and no penalty APR, making it a great option for those who are looking for simplicity in their credit cards.
3. Wells Fargo Platinum Card
The Wells Fargo Platinum Card is a great choice for those who are looking for a 0 interest credit card with an even longer introductory period. The card offers 0% APR on purchases and balance transfers for the first 18 months, which is the same as the Citi Simplicity Card. However, the Wells Fargo card also offers cell phone protection when you pay your monthly bill with the card, which makes it a great option for those who want extra protection for their phone.
4. Chase Freedom Unlimited Card
The Chase Freedom Unlimited Card is a great option for those who are looking for a 0 interest credit card with cashback rewards. The card offers 0% APR on purchases for the first 15 months, as well as an unlimited 1.5% cashback on all purchases. The card also comes with no annual fee, making it a great option for those who don’t want to pay any fees on their credit card.
5. Bank of America Cash Rewards Credit Card
Last but not least, the Bank of America Cash Rewards Credit Card is a great option for those who want a 0 interest credit card with bonus cashback rewards. The card offers 0% APR on purchases and balance transfers for the first 12 billing cycles, as well as an unlimited 1% cashback on all purchases, 2% cashback at grocery stores and wholesale clubs, and 3% cashback on a category of your choice.
Conclusion
In conclusion, a 0 interest credit card can be a great option for those who want to save money on interest payments. The top 5 credit cards that we’ve discussed in this article all offer great introductory periods with 0% APR on purchases and balance transfers. Whether you’re looking for cashback rewards or simply want a card that’s easy to use, there’s sure to be an option that suits your needs. So why wait? Apply for a 0 interest credit card today and start enjoying the benefits!
Until next time, happy shopping, and happy saving!
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